Ready to get Pre-Qualified? Home Loan Pre-Qualification is the first step in the home buying process. Pre-Qualification is quick, painless and does not cost you anything.
Why Should You Get Home Loan Pre-Qualified?
Pre-Qualification is when your mortgage lender determines what home loan type(s) and loan amount you are pre-qualified for. Completing Pre-qualification allows you to shop confidently for a home knowing what your mortgage options are ahead of time. It also allows you to obtain a Pre-Qualification letter.
• Needs Analysis
During this step, I’ll learn more about you. I’ll discover what your home buying goals are.
• Complete a Home Loan Application
You complete a simple home loan application – Online or in person.
You’ll be asked several questions on the loan application:
a. Identification Information
b. Credit History
c. Employment History
d. Income
e. Assets
f. Residential History
• I request supporting documentation
I’ll request documentation to support and verify the information on your home loan application (see documents required section).
Your Mortgage Pre-Qualification is valid for 90 days. However, you will need to provide up to date supporting documents if you buy a home within the 90 day time-frame.
We can be complete this process within 24 hours, 7 days a week. Now you can start your home search with confidence. Call today - 859-433-4558 - to get your Mortgage Pre–Qualification started.
• Phone: 859-433-4558
E-mail: Mark.Sammons@PrimeLending.com
A prequalification is not an approval of credit, and does not signify that underwriting requirement shave been met.